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Step 1

Pre-determined coverage
amount per revenue band

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Step 2

Outage event impacting insured
service will trigger policy coverage

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Step 3

Insured receives claims payout
within 15 business days

Covering operating
hours-where it
matters most

Customized to fit dealership deals

Waiting period
aligns with actual
dealership losses

Swift payouts within 15 days
 

Why we developed DMS Outage coverage

Reduce Risk

Downtime events
are inevitable -
you and your
customers canʼt
prevent or avoid
them

No Ambiguity

The parametric
coverage
provides clear
triggers and
payout certainty

Flexibility

Car dealerships
need coverage
that fits their
needs

Fast Payment

Ensuring immediate
liquidity after an
adverse event

Coverage Program

Annual Revenue Band

Monthly
Net Profit

Coverage per Hour

Aggregate Limit

Annual Premium

ROI

$10M - $15M

$25K - $37.5K

$2,500

$100,000

$3,500

1.4

$16M - $30M

$37.5K - $75K

$5,000

$250,000

$8,750

1.8

$31M - $50M

$75K - $125K

$10,000

$500,000

$17,500

1.8

$51M - $75M

$125K - $187K

$15,000

$1,000,000

$35,000

2.3

$75M - $100M

$187K - $250K

$20,000

$1,500,000

$54,750

2.7

$100M - $150M

$250K - $375M

$30,000

$2,000,000

$73,000

2.4

$150M - $200M

$375K - $500K

$40,000

$3,500,000

$127,500

3.2

Coverage Window

7am to 8pm

Waiting Period

1- Day

(24 Hours)

 For dealerships with higher revenue bands, please call us at (888) 827-4780 for a same day quote!

Brightly Insurance

DMS Outage Insurance

Brightly Insurance DMS provides financial protection to car dealerships against
business losses resulting from prolonged outages of their DMS systems

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